Buyer Presentation - Pinder Singh

Household budget

MONTHLY INCOME Income Your average monthly salary

NET (after taxes and deductions)

GROSS (before taxes and deductions)

$ $

$ $

Your co-borrower's average monthly salary (if applicable)

Other household non-employment income (for example, from investments, etc.)

$

$

A $

B

Total household monthly income

$

MONTHLY EXPENSES Include every possible expense you can think of. Housing

PRESENT Average monthly cost

FUTURE Average monthly cost

Rent or mortgage (principal and interest)

$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $

Condo fees

Property taxes

Heating

Other:

C

Total housing

PRESENT Average monthly cost

FUTURE Average monthly cost

Loans and debts

Loans

Vehicle loan or lease payments

Unsecured lines of credit Secured lines of credit Credit card payments

Other:

D

Total loans and debts

PRESENT Average monthly cost

FUTURE Average monthly cost

Household

Groceries

Child and elderly care

Child support and alimony Tuition and school activities

Children’s activities

Clothing

Beer, wine, spirits or cigarettes

Pet care

Gifts

Maintenance and repairs

Other:

Total household

Canada Mortgage and Housing Corporation

Page 5 of 17

25/04/2017

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