Upfront purchase costs Use this worksheet to estimate how much you’ll need to save to buy your new home. The total purchase cost gives you an idea of the overall cost of buying a home. The total upfront costs show how much money you’ll need to save before you can make your purchase.
Home purchase costs Purchase price
$
GST/HST/QST (if applicable)
$ $
Total purchase cost
Main upfront costs Down payment Appraisal fee (if applicable)
$ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $
Estoppel certificate fee (for condo/strata properties)
Home inspection fee Land registration fee
Legal fees and disbursements
Mortgage broker’s fee (if applicable)
Mortgage loan Insurance premiums (can be included in your mortgage)
Prepaid property taxes and utilities
Property insurance
Survey or certificate of location fee (if applicable)
Title insurance
Water or septic tests (if applicable)
Other upfront costs Appliances
Cleaning costs
Initial condo fees
Decorating materials
Dehumidifier
Gardening tools
Hand tools
Moving expenses
Renovations or repairs
Service and utility hookup fees
Snow clearing equipment
Window treatments or coverings
Other:
Total upfront costs
Canada Mortgage and Housing Corporation
Page 8 of 17
25/04/2017
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